General Liability Insurance
in Georgia
General Liability Insurance
General Liability Insurance is also known as commercial liability insurance and covers general liability of the business. It is a broad coverage. It is a smart move to have a general liability insurance policy in place.
In addition to the general policy, there are enhancements that you can add to a business policy such as:
- Directors and Officers Insurance – Covers neglect of directors and officers for misleading statements that result in a lawsuit.
- Employee Practices Liability Insurance (EPLI) – Covers employers from lawsuits stemming from non-injury related claims such as sexual harassment, discrimination and termination.
- Professional Liability Insurance (Errors and Omissions) – Covers professional negligence and errors that injure their clients in some way.
General Liability Insurance for Contractors
Contractors have many options for insurance needs and it is up to you to decide what is best for your business. We understand you might only need general liability insurance - not a business owners policy or BOP.
We cover tradesman such as:
- Plumbers
- Electricians
- Landscapers
- Roofers
- Asphalt companies
And many more.
You might be eligible to get general liability insurance, without the extra coverages in a BOP. Talk to a licensed North Point Insurance Group agent today about general liability insurance for your business.
FAQs
What types of businesses in Georgia should have general liability insurance?
Many businesses in Georgia consider general liability insurance as a foundational form of protection, including contractors, retailers, and service providers. Even businesses that operate from a home or office location may benefit from this type of coverage.
What does general liability insurance typically cover in Georgia?
General liability insurance policies are generally designed to help address claims that may arise during normal business operations. Coverage details can vary depending on the policy, the industry, and the specific risks associated with the business.
Why work with an independent insurance agent for general liability insurance in Georgia?
Liability exposures can vary depending on the type of business and how it operates. An independent insurance agent can help review available options and guide business owners toward general liability insurance in Georgia that aligns with their operations.