PET INSURANCE – WHAT IS IT? DO I NEED IT?
Have you ever wondered about Pet insurance? What is it? Is it a waste of money? Well, ask one of your buddies who has recently taken their dog to the vet because they ate a phone charger. That little visit probably cost about $1,000. These pet plans are very simple. They don’t cover pre-exisitng conditions, breeding costs, cosmetic stuff, or preventative care (you can add this). It will cover just about anything else though. As many of you who have fur babies know your canine or feline child can be extremely costly. Maybe a pet insurance plan is right for you.
The plans are priced by annual limit (which is the total amount that will be paid out by the plan) and the deductible. The higher the deductible the lower the cost of the plan.
This is a quote for a 5 year old female Dachshund!!
The way it works is you pay out of pocket to start out with. Once you hit your deductible everything past that is reimbursed at a rate of 90%. Once you hit your annual limit nothing more is paid out by your plan. You can also add preventative coverage for your pets which can be seen below.
There are plans for Cats, dogs, and birds/exotic animals as well! Ask us about them today! Getting a quote is simply 5 questions.